英文縮寫：epi
英文全稱：Equal principal and interest
中文音譯：等額本息
雙語例句
1、等額本息與等額本金還款法的爭議餘音未絕時，昨天，第三種購房還款法又在杭州現身。
Matching service and matching repayment of principal law must not dispute lingering sound， yesterday， the third purchase repayment France also appear in Hangzhou.
2、在對貸款方式研究的基礎上，通過對等額本息法和等額本金法兩種基本還款方式的對比分析，闡明瞭個人住房抵押貸款還款的選擇方式。
Based on the research on the loan modes， this paper makes comparative analysis on the two basic repayment modes， the equality corpus and interest and the equality corpus， this paper expounds the selection of the repayment mode of the personal housing mortgaging loan.
3、其中，初始投資成本不僅僅計及了設備購置成本（包括建設的相關費用）、土地租賃成本，還創新的引入了技術改造成本以及貸款利息，並推導了等額本息還款方式下的利息總額計算公式。
Among them， the initial cost is taking into account not only the equipment cost， land leasing costs， but the introduction of innovative renovation costs and interest on loans. The interest in equal installments of principal and interest repayment formula is derived in this article.
英文縮寫是ACPI
等額本息（Average Capital Plus Interest）是指一種購房貸款的還款方式，是在還款期內，每月償還同等數額的貸款(包括本金和利息)，和等額本金是不一樣的概念。每月還款額計算公式如下：[貸款本金×月利率×（1+月利率）^還款月數]÷[（1+月利率）^還款月數－1]
